Tuesday, December 29, 2009

success! finally

it only took 4 months, $830 out of pocket waiting out delays, and almost my sanity.

lilly's program finally actually sent my doctor my drugs!!

(of course, the biggest problem with the program is that everything goes through the doctor, who has many patients to deal with, instead of me, the patient, who has a vested interest. if all communication went through me directly instead of being sent back to the doctor, i could have saved buying meds each month of delay. the office couldn't understand what insurance would send drugs to their office.)

this is $1,200 worth of anti-depressants--4 months worth. i'm both happy and worried about what happens next.

Monday, December 7, 2009

F*&^%$#ING banks and their fees

watch out for this one. my citicard due date is usually the 5th of the month. last month, i logged in very late on the 2nd and noticed that my bill was due that day. i paid the bill & sent a note to customer service asking why my due date had changed. they sent back some lame excuse about the number of days in the month. months either have 30 or 31 days. i guess i set up my account in feb. they said i could change my bill date. so i tried. of course, it had to be more than 5 days different than what it was. i just wanted it to be on the 5th, like it's supposed. but i had to settle for the 10th. whatever.

today, i happened to be looking at my account and noticed they charged me a $39 late fee on the 17th. UGH. i got them to take the fee off, but it took 5 minutes of my time. this seems very fishy: changing my due date, then waiting to charge the late fee--so maybe i wouldn't notice.

bastards

homicide is justified

or at least it should be when the lilly free meds program screws me over for the third time! i have purchased 3 months worth of cymbalta while waiting for my free meds. they have lost my application, rejected a faxed application & mailed it back to the doctor. i only find out about these things when i call. and they tell you not to call for the few weeks they need to process.

two weeks ago, when i purchased yet another supply, i found out the price went up from $265 to $300.

add insult to injury, my "poor people" health insurance just went from $269 to $306

that's about a 12% increase

i have to make less than $2,257 a month, same for being eligible for the lilly program.
hmm $300 + $306 just for health ins & one rx. that's 27% of the income cap. how are people supposed to live?

i'm filling out the paperwork for the 4th time. trying not to get too angry. now i'm just bound and determined to get my damn free meds before i have to buy more. that money could and should be used to pay off credit cards. (i've spent $265 + 265 + 300 = $830 dealing with their stupid delays--incompetence or a strategy?)