i applied for a credit card today to transfer balances and get a lower rate. i was turned down because i don't have enough income vs my debt. i may have mentioned before, i have excellent credit, i pay my bills on time and have for 20+ years. i've been putting a lot on credit cards for a while now because i saw how long it was taking me to get work and i didn't want to find myself without cash. i had been debt free for years, except my mortgage. honestly, i can't remember ever being turned down for a credit card. i don't like it one bit.
i'm trying to figure out a way to pay less interest and the banks aren't letting me. ok, so when the stupid banks try to pay back MY TAXPAYER bailout, i think we should charge them exorbitant late fees, jack up their rates and deny them any more credit. bastards!!
i'm a bit of a control freak and this makes me feel like i just stole food from an orphanage. geez. i just can't find work as readily as i once did. never realized it was a crime.
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